High roof / two-story charge
Single-story structure, so no high roof charge applies.
| Rests on | industry practice |
|---|---|
| Measured in | SQ |
How to answer it
Measure the roof access height at EACH slope; the building's story count is not the measure. The written definition in a carrier guideline on file is slope-based — the charge is factored for those slopes where roof access is two stories or greater (Citizens Property Insurance, 2023 Best Claims Practices and Estimating Guidelines, p. 25) — so a split-level, a 1.5-story, or a wing over a walkout can carry a qualifying slope on a house that reads as one story from the street. Give the elevation photograph and the measured ladder height for that specific slope, and factor the charge on the actual squares of that slope with no waste applied.
Put this in the supplement before they ask
The high roof charge turns on the roof access height at the slope being worked, which is measured separately from the story count of the building, and it is factored on the actual squares of the qualifying slopes.
What you need in the file
- elevation photo
- ladder or tape measurement
- roof access height at the specific slope being charged
Writing this into a supplement?
ScopeQueue reads the carrier estimate and your roof photos and writes the items the estimate left off, each with the reason behind it and the measurement it rests on. Your first file is free.